Easy Credit - Personal Loans

Easy Credit personal loans are designed to give you access to financing for the smaller but important expenses in your life. With competitive rates, low processing fees and fast approval, Easy Credit loans offer you financing solutions that help you get closer to your goal while staying within your budget.

Recommended for:

  • Back to School/Graduation Expenses
  • Vacation Expenses
  • Household Items
  • Medical Expenses
  • Holiday Expenses
  • Purchasing a Vehicle
  • Other Personal Expenses
  • Loan Refinancing/Consolidation

Product Features and Benefits:

  • Minimum amount of loan $1,500.00
  • Term of loans: 12 60 months
  • Low interest rate
  • Loan Insurance
  • Scheduled monthly payments that suit your income
  • Loan Insurance
  • Qualify for interest rebate when loan is paid off in advance with own funds

Requirements for Services:

  • Be between the ages of 18 and 65 years
  • Be gainfully employed for 12 months or show evidence of self employment
  • Earn a minimum of $1,500.00 monthly
  • Assign part or full salary to meet loan payments
  • May apply for joint loan and combine salaries to meet established criteria
  • Collateral varies depending on Loan Purpose, Credit History, Amount and Repayment Capacity of Customer. They include Personal Guarantees, Bills of Sale, Mortgage and Time Deposit

Required Documents:

  • Letter of Employment stating years of service and annual income
  • Valid ID, either Social Security Card or Passport
  • Recent Utility Bill

Opening of Account/Service:

To apply, call your nearest Atlantic Bank branch to make an appointment. For a complete list of locations and phone numbers, visit our Locations page.

Value Added Products:

  • Free Personal Online Banking
  • Free Debit Card

Click HERE to view our brochure for more information and a sample Personal Budget.