Credit Cards

Atlantic Bank offers five credit cards offering attractive interest rates and benefits to enhance your purchasing power.

Atlantic Visa Local Credit Card

This card is designed to meet all your purchasing needs within Belize.

 16% interest rate, lowest interest rate in the market.
 Lowest annual membership fee of BZ$36.00.
 Photo security feature places the cardholder’s photograph behind their credit card and helps to protect them from fraud
 Payments can be made, statements can be viewed, and transactions can be reconciled on Atlantic Online.
 Payments and purchases are billed in Belize Dollar Currency.

Atlantic Visa and MasterCard International Credit Cards

Local Visa Credit Card

VISA INTERNATIONAL

A card that offers Visa cardholders with global payment and worldwide acceptance.

 

 

 Interest rate of 22%
 Annual membership fee of USD$50.00
 65% of credit limit available as cash advance per cycle
 Emergency services - emergency cash advance
 Automatic travel accident insurance – Worldwide coverage against accidental death or bodily injuries when full ticket fare
 is paid with a Visa credit card (Insurance benefit amount of USD $75,000.00)*
 Purchases within Belize are billed in Belize currency


Local Visa Credit Card

VISA GOLD INTERNATIONAL

A card that provides Visa cardholders more spending power, prestige and heightened benefits than the Visa Classic Credit Card.

 


 Interest rate of 22%
 Annual membership fee of USD$50.00
 50% of credit limit available as cash advance per cycle
 Emergency services - emergency cash advance and travel assistance services
 Automatic travel accident insurance - Worldwide coverage against accidental death or bodily injuries when full ticket fare
 is paid with Visa credit card (Insurance benefit amount of USD $250,000.00)*
 Purchases within Belize are billed in Belize currency


Local Visa Credit Card

MASTERCARD INTERNATIONAL

A card that offers MasterCard cardholders with global payment and worldwide acceptance.

 

 

 Interest rate of 22%
 Annual membership fee of USD$50.00
 100% of credit limit available as cash advance per cycle
 Emergency services - emergency cash advance
 MasterCard Global Service – Provides emergency card-related assistance, any time, anywhere, via one toll-free call
 Automatic MasterTravel Insurance - Coverage against accidental death, dismemberment, or paralysis when traveling if
 full ticket fare is paid with MasterCard card (Insurance amount of USD$75,000.00)*


Local Visa Credit Card

MASTERCARD GOLD INTERNATIONAL

A prestigious and exclusive card that offers MasterCard cardholders enhanced purchasing power and recognition.

 

 

 Interest rate of 22%
 Annual membership fee of USD$50.00
 50% of credit limit available as cash advance per cycle
 Emergency services - emergency cash advance
 MasterCard Global Service – Provides emergency card-related assistance, anytime, anywhere, via one toll-free call
 Automatic MasterRental Insurance – Pays for damages to a rental vehicle due to collision, theft, and vandalism when full
 rental is paid with a MasterCard Gold credit card. (Benefit amount of USD$50,000 for rentals up to 31 days in the United
 States, Canada, and Puerto Rico)*
 MasterTravel – Coverage against accidental death, dismemberment, or paralysis when traveling if full ticket fare was
 paid with MasterCard card (Insurance amount of USD$250,000.00)*


Product Features

 Payment Solution – access revolving credit at competitive interest rates to facilitate those business or personal expenses
 Competitive rates – enjoy low interest rates
 Worldwide acceptance – Acceptance at millions of locations locally and worldwide
 ATM access – Use ATMs locally or worldwide to purchase and access necessary cash
 Reconcile your spending – receive a monthly statement of accounts in local and/or US currency detailing transactions
 and keep track of your spending
 Customer Service – Access emergency customer service anytime, anywhere and in any language. Emergency services
 such as lost or stolen card reporting and emergency cash replacement
 Pay only for authorized transactions – Pay only for purchases, which you have authorized on your cards. As long as your
 account is in good standing and you have exercised reasonable care in safeguarding your card, unauthorized purchases
 are not your responsibility

Additional Benefits

 Online Banking - monitor your credit card statements, reconcile transactions, or make payments online
 Fraud protection – protect your card from fraudulent transactions with our photo feature which allows you to place your
 photograph on the card. Our fraud protections systems allows us to notify you immediately of unusual activities on your
 card. Please be sure to notify us if your phone number changes in order for this feature to be effective
 Attractive Promotions – participate in attractive promotions and obtain rewards such as cash back, discounts, and special
  prizes

Requirements for Service

 Employment Letter/ Proof of Income
 Valid Social Security Card / Passport
 Copy of recent utility bill
 Bank Statement

*Certain restrictions apply