Credit Cards
Atlantic Bank offers five credit cards offering attractive interest rates and benefits to enhance your purchasing power.
Atlantic Visa Local Credit Card
This card is designed to meet all your purchasing needs within Belize.
Lowest interest rate in the market of 16%
Lowest annual membership fee of $36.00
Purchases can be made anywhere the Visa logo is displayed in Belize
Photo security feature helps protect cardholder from fraud
Payments and purchases are billed in Belize Dollar Currency
100% cash advance
Atlantic Visa and MasterCard International Credit Cards
VISA INTERNATIONAL
A card that offers Visa cardholders with global payment and worldwide acceptance.
Interest rate of 22%
Annual membership fee of USD$50.00
65% of credit limit available as cash advance per cycle
Emergency services - emergency cash advance
Automatic travel accident insurance – Worldwide coverage against accidental death or bodily injuries when full ticket fare
is paid with a Visa credit card (Insurance benefit amount of USD $75,000.00)*
Purchases within Belize are billed in Belize currency
VISA GOLD INTERNATIONAL
A card that provides Visa cardholders more spending power, prestige and heightened benefits than the Visa Classic Credit Card.
Interest rate of 22%
Annual membership fee of USD$50.00
50% of credit limit available as cash advance per cycle
Emergency services - emergency cash advance and travel assistance services
Automatic travel accident insurance - Worldwide coverage against accidental death or bodily injuries when full ticket fare
is paid with Visa credit card (Insurance benefit amount of USD $250,000.00)*
Purchases within Belize are billed in Belize currency
MASTERCARD INTERNATIONAL
A card that offers MasterCard cardholders with global payment and worldwide acceptance.
Interest rate of 22%
Annual membership fee of USD$50.00
100% of credit limit available as cash advance per cycle
Emergency services - emergency cash advance
MasterCard Global Service – Provides emergency card-related assistance, any time, anywhere, via one toll-free call
Automatic MasterTravel Insurance - Coverage against accidental death, dismemberment, or paralysis when traveling if
full ticket fare is paid with MasterCard card (Insurance amount of USD$75,000.00)*
MASTERCARD GOLD INTERNATIONAL
A prestigious and exclusive card that offers MasterCard cardholders enhanced purchasing power and recognition.
Interest rate of 22%
Annual membership fee of USD$50.00
50% of credit limit available as cash advance per cycle
Emergency services - emergency cash advance
MasterCard Global Service – Provides emergency card-related assistance, anytime, anywhere, via one toll-free call
Automatic MasterRental Insurance – Pays for damages to a rental vehicle due to collision, theft, and vandalism when full
rental is paid with a MasterCard Gold credit card. (Benefit amount of USD$50,000 for rentals up to 31 days in the United
States, Canada, and Puerto Rico)*
MasterTravel – Coverage against accidental death, dismemberment, or paralysis
when traveling if full ticket fare was
paid with MasterCard card (Insurance amount of USD$250,000.00)*
Product Features
Payment Solution – access revolving credit at competitive interest rates to facilitate those business or personal expenses
Competitive rates – enjoy low interest rates
Worldwide acceptance – Acceptance at millions of locations locally and worldwide
ATM access – Use ATMs locally or worldwide to purchase and access necessary cash
Reconcile your spending – receive a monthly statement of accounts in local and/or US currency detailing transactions
and keep track of your spending
Customer Service – Access emergency customer service anytime, anywhere and in any language. Emergency services
such as lost or stolen card reporting and emergency cash replacement
Pay only for authorized transactions – Pay only for purchases, which you have authorized on your cards. As long as your
account is in good standing and you have exercised reasonable care in safeguarding your card, unauthorized purchases
are not your responsibility
Additional Benefits
Online Banking - monitor your credit card statements, reconcile transactions, or make payments online
Fraud protection – protect your card from fraudulent transactions with our photo feature which allows you to place your
photograph on the card. Our fraud protections systems allows us to notify you immediately of unusual activities on your
card. Please be sure to notify us if your phone number changes in order for this feature to be effective
Attractive Promotions – participate in attractive promotions and obtain rewards such as cash back, discounts, and special
prizes
Requirements for Service
Employment Letter/ Proof of Income
Valid Social Security Card / Passport
Copy of recent utility bill
Bank Statement
*Certain restrictions apply