Free Online Banking

Yes

No

Free Bill Pay access

Yes

Yes

Checking with Visa Electron Debit Card

Yes

No

Use Debit Card at any P.O.S. Countrywide

Yes

Funds accessible locally at any ATM with the Visa Logo

Yes

Easy access to funds

Yes

Yes

Joint accounts possible

Yes

Yes

Personalized Checkbooks

No

Yes

Account Opening Balance                                                                                      ***

$150.00

$200.00

Account Minimum Balance*

$150.00

$200.00

Free Checks per Month

10

20

Service Fees:

Below Minimum Balance Charges

$11.10 

$11.10

Fees per Extra Check

$1.00

Stop Payment Fees**

$22.20 

$22.20

Uncollected Funds

$10.90

$10.90

Overdraft Minimum Charges

 $6.05

$6.05

NSF- Non Sufficient Funds

$27.25 

$27.25

Returned Checks

$27.25

Inactive Charge - Quarterly

$6.05

$6.05

Wallet Checkbook Purchase

$3.30 

$3.30

Desk Checkbook Purchase

$16.35

*Charges applicable when operating account below "Minimum Balance"

**Stop Payment Fee is $5.00 when using Online Banking