Start home improvements, purchase home appliances or take a vacation today! We can make it happen for you. Our financing solutions help you get closer to your goal.
Purchase of Personal Items
Purchase of New and Used Vehicles
Opening of Account/Service:
Visit any of our branches to see or make an appointment with a Credit Officer.
Product Features and Benefits:
Minimum amount of loan $3,000.00
Term of loans: 12 months – 60 months
Competitive Interest Rates
Debt Balance Insurance Coverage on borrower and guarantor is payable for loans for up to 36 months.
Group Temporal Insurance Coverage payable yearly for loans exceeding 36 months
Qualify for interest rebate when loan is paid off in advance with own funds.
Refinancing or consolidation of loan with additional funds and convenient terms of payment
Refinance anytime after existing loan balance is less than 50% of the original amount.
Requirements for Services:
Valid ID, either Social Security Card or Passport
Be between the ages of 18 years and 65 years
Gainfully employed for 12 months or show evidence of self employment
- Earn a minimum of $1,500.00 monthly
- Submit Letter of Employment – stating years of service and annual income.
Personal Financial Statement
Furnish a Salary Assignment
Copy of current Utility Bill
Bank and Personal References
May apply for joint loan and combine salaries to meet established criteria
Collateral varies depending on Loan Purpose, Credit History, Amount and Repayment Capacity of customer. They include
Personal Guarantees, Bills of Sale, Mortgage, and Time Deposit
Value Added Products:
Free Personal Online Banking
Free Debit Card