Insurance

Explore your insurance options with our affiliate, Atlantic Insurance, where you can find insurance to match both your budget and your needs. We offer a variety of plans insuring your motor vehicle, home, life, stock, contents and equipments.

Fire and Allied Perils Insurance
Motor Vehicle Insurance
Life Insurance
Personal Accident Insurance
Miscellaneous Insurance

Fire and Allied Perils Insurance:

Protect your assets and investments with Fire and Allied Perils Insurance. Coverage provides you with indemnity against loss or damage to your commercial and residential buildings, stock, contents and equipment.

The policy would cover any loss or damage caused by:

 Fire and Lightning
 Explosion
 Riot and Strike
 Malicious Damage
 Earthquake
 Fallen Aircraft
 Flood
 Hurricane & Storms

You can also request additional coverage such as:

 Road Impact
 Burst Pipes

Motor Vehicle Insurance:

Looking for flexible coverage to protect your vehicle and to provide security from other road liabilities? Protect your family and your vehicle with Motor Vehicle Insurance. Choose from several Motor Vehicle Insurance options including short-term or one-year coverage against third-party liabilities, or own damage.

1. Third Party Act

Receive compensation for public road traffic accidents causing bodily injury, death, medical expense incurred, and vehicular damage.

Maximum Liability Limits as stipulated in the Laws of Belize.

 BZ$20,000.00 for property damage as a consequence of any one accident.
 BZ$50,000.00 for bodily injury or death for any one claim by a person.
 BZ$200,000.00 for bodily injury or death for all claims from one accident (Note: provides compensation for surviving
 dependents)
 No deductible.

2. Third Party Standard

Receive compensation for vehicular accidents both on public or private roads.
Standard Maximum Liability Limits.

 BZ$250,000.00 for property damage for any one claim or series of claims because of an accident.
 BZ$1,000,000.00 for bodily injury or death for any one claim or series of claims caused by an accident (Note: some
 exceptions apply).
 No deductible.

3. Comprehensive Motor Vehicle

Secures financial vehicular losses against road accidents and unexpected crisis such as theft, riot, strike, flood, and liability to third parties.

4. Comprehensive with Hurricane

Your choice for comprehensive coverage including incidences or tragedy as a result of natural causes:
Requirements:
 Inspection of vehicle having a maximum age of 10 years.
 Bill of sale and/or customs entry.

Minimum sum insured:
 $10,000.00 for 4 cylinders.
 $15,000.00 for 6 and 8 cylinders.
 Deductibles are applicable

You can also request additional coverage such as:

A one-year life insurance can be added for named persons as a driver and/ or passengers, depending on seating capacity of the insured vehicle. Life policy covers death, whereas passenger liability compensates for death, bodily injury and medical expenses for travelers in the vehicle. Maximum liability limit - $15,000.00 per person.

Life Insurance:

Protect the people you love and care for the most. Enjoy peace of mind with affordable Life Insurance policies. Choose from a number of customized individual and collective life plan selections for clients or group between 15-60 years of age.

Your options include:

 Ordinary Life
 Term Ordinary Life
 Endowment Plan
 Education Plan
 Funeral Plan
 Cancer Plan
 Temporal Life (Term)
 Mortgage Cancellation
 Collective Life Insurance

Your benefits vary according to chosen option.

Personal Accident Insurance:

Prepare yourself for the unexpected! Be responsible and protect yourself, your family and employees in the event of accidental death with options for serious or fatal injury, or medical expenses incurred.

Coverage provided for:

 Accidental Death
 Permanent Incapacitation
 Temporary Incapacitation
 Medical Expenses

Coverage tailored to meet your specific needs. Additional insurance coverage is also provided for:

 Travel Insurance
 Marine Cargo Insurance
 Public Liability Insurance
 Employer’s Liability Insurance
 Loss of Income Insurance
 Theft Insurance
 Aviation Insurance
 Bond Insurance

All your claims shall be handled promptly and efficiently through our insurer, Atlantic Insurance Company Limited.