Chequing
Essential Account – An account for everyday banking!
Conveniently receive and manage your income, while enjoying easy access to essential banking services with minimal fees.
Recommended for:
Students and working individuals who want a bank account to receive their salary, pay bills and access basic banking services.
Product Features:
FREE Debit Card
FREE ATM withdrawals
FREE Atlantic Online and Mobile Banking
Access to GoMobile and AtlaXpress services
Access to Overdraft Protection
1 FREE withdrawal monthly at the Teller, after which there is a charge of $3.10 per transaction
This is a noninterest bearing account. Please refer to our Savings Accounts for available options to save
and grow your money starting today.
Cheques will not be issued for this account type. Please use our digital platforms or our Tellers to
conduct your banking transactions.
Requirements to Open an Account
Must be 18 years or older
Valid ID (either Social Security card or Passport)
Proof of address (e.g. utility bill)
A minimum deposit of $20.00
Additional Requirements for Non-residents:
Two banker's references from established financial institutions with at least 18 months banking relationship
Or, 3 months bank statements plus a character reference
Valid Passport
Essential Account Overdraft Protection
Short on cash? The Essential Account also offers customers the convenience of an overdraft protection to access funds when they need it most. This is an optional service for qualifying customers.
Limit |
% Interest Rate* |
Monthly Fee |
$200.00 |
15% |
$2.50 |
$500.00 |
15% |
$5.00 |
$1,000.00 |
15% |
$10.00 |
*Interest Rate per annum based on usage.
*Some conditions apply.
Retail Chequing
Manage day-to-day transactions, pay bills, and write cheques for personal purposes with the convenience and flexibility you need.
Recommended for:
Customers who desire a chequebook to make payments.
Product Features:
FREE Debit Card
FREE Atlantic Online and Mobile Banking
Access to Go Mobile and AtlaXpress services
6 FREE ATM withdrawals monthly, after which there is a charge of $0.25 per transaction
4 FREE cheques monthly, after which there will be a charge of $3.00 per cheque
1 FREE withdrawal monthly at the Teller, after which there is a charge of $3.10 per transaction
Minimum balance fee of $11.10; required minimum account balance is $150.00
Requirements to Open an Account:
Must be 18 years or older
Valid ID (either Social Security card or Passport)
Proof of address (e.g. utility bill)
A minimum deposit of $150.00
Additional Requirements for Non-residents:
Two banker's references from established financial institutions with at least 18 months banking relationship
Or, 3 months bank statements plus a character reference
Valid Passport