Debit Card

Your bank account in your wallet! With your Chip and Contactless debit card, you always have access to your saving or checking account. It is faster than making a trip to the bank, easier than writing a check and safer than cash, just insert or tap your card to make payments.

How It Works

Your chip and contactless card contains an embedded chip that generates a unique one-time code each time you perform a transaction. This code ensures your payments are secure and your information is protected. Your Atlantic Bank Chip and Contactless debit card allows you to access any of our ATMs and make purchases online or anywhere the logo is displayed.

You can use your debit card to:

Make payments

Chip Transactions:

Insert your card, face up and chip first into the chip-enabled terminal, follow the prompts and sign your receipt.

Be sure to remove your card and take your receipt when the transaction is complete.

Contactless Transactions:

Look for the Contactless Symbol at checkout. Tap your card on the POS terminal, wait for the beep and you are ready to go.


NOTE: If a merchant does not have a chip-enabled terminal you will be required to swipe your card to make your purchase.


Perform ATM transactions

ATM Transactions:

At an ATM, start the transaction as you normally would and follow the prompts.

For Atlantic Bank ATMs insert and remove your card, the ATM will then ask that you reinsert your card and leave it in until your transaction is completed.

Access AtlaXpress services

AtlaXpress Transactions Available:

Visit participating AtlaXpress Merchants and present your debit card along with a valid ID to conduct your banking transactions.

  • Bill Payments
  • School Payments
  • Credit Card Payments
  • Transfer Between Accounts 
  • Withdrawals (Maximum of $300 per day)
  • Balance Inquiry
  • Phone Recharge


Product Features:

  • Debit card is free upon opening an account. 
  • Perform your everyday transactions wherever the logo is displayed. 
  • Free withdrawals and balance inquiries at all Atlantic Bank ATMs. 
  • Withdrawal access at other bank's ATMs displaying the logo.
  • Easy to track your debit card transactions using Atlantic Online.
  • Access to AtlaXpress services

Report a lost or stolen card:

If your card is lost or stolen, call 223- 4123 at any time for assistance. Contact us immediately so we can help protect your account from unauthorized transactions.